Terms & Conditions

Effective Date:  May 4, 2025

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Welcome to Luxe Gem Insider (the “Site”). These Terms and Conditions (“Terms”) govern your access to and use of the Site operated by [Your Full Name] (“I,” “me,” or “my”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

• You agree to use the Site for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.

• You must not use the Site to transmit or distribute any unlawful, harmful, threatening, defamatory, obscene, or otherwise objectionable material.

• I reserve the right to suspend or terminate your access to the Site at my sole discretion if you violate these Terms.

• All content on the Site, including text, images, graphics, logos, and designs, is the intellectual property of Luxe Gem Insider or its licensors and is protected by copyright, trademark, and other applicable laws.

• You may view, download, and print content from the Site for your personal, non-commercial use only.

• You may not reproduce, modify, distribute, republish, or otherwise use any content from the Site without my prior written permission.

• The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

• I do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

• Any reliance you place on information from the Site is strictly at your own risk.

• To the fullest extent permitted by law, I shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Site.

• This limitation applies regardless of whether the damages arise from breach of contract, tort, negligence, or otherwise.

• Your use of the Site is also governed by my Privacy Policy, which can be found here.

• These Terms shall be governed by and construed in accordance with the laws of Hong Kong SAR, without regard to its conflict of law principles.

• Any disputes arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Hong Kong SAR.

• I reserve the right to modify or update these Terms at any time without prior notice.

• Updated Terms will be posted on this page with a revised effective date.

• Your continued use of the Site after changes constitutes your acceptance of the new Terms.

If you have any questions about these Terms, please contact me.